At Conceptions Fertility Center in Provo, Utah, we are committed to making fertility care as accessible as possible for our patients. We accept a range of major insurance plans, including Regence BlueCross BlueShield, SelectHealth, UnitedHealthcare, Aetna, DMBA, Cigna, and PEHP. Because insurance coverage for fertility treatments can vary depending on your individual plan and the specific services you require, we recommend reaching out to our office or your insurance provider to verify your benefits and eligibility before your appointment.

Our experienced team at Conceptions Fertility Center is here to assist you with insurance verification and to answer any questions you may have about coverage for fertility services. We strive to help you understand your options and make the process as smooth as possible. Please contact us for personalized assistance regarding your insurance and fertility care needs.

When considering fertility treatments like in vitro fertilization (IVF) or intrauterine insemination (IUI) at Conceptions Fertility Center, understanding how these costs are billed to your insurance is essential for planning your journey. Our team is dedicated to guiding you through the financial aspects of fertility care, as coverage for these services can vary significantly depending on your insurance provider, the state’s mandates, and the details of your individual plan.

Many insurance plans may provide partial or full coverage for diagnostic testing related to infertility, but not always for treatment procedures such as IVF or IUI. Some plans may help with medications, bloodwork, or ultrasounds that are part of your fertility evaluation and treatment, while excluding coverage for the main procedures themselves.

At Conceptions Fertility Center, before you begin any treatment, our experienced financial coordinators will perform a thorough benefits check by contacting your insurance company. This allows us to determine which aspects of your care are covered and to clearly outline what will be considered out-of-pocket expenses. If your plan does offer coverage, we will submit claims for all eligible services directly to your insurance, and you will only be responsible for any deductibles, co-pays, or services not covered under your plan.

If insurance does not cover IVF or IUI services, Conceptions Fertility Center offers flexible payment plans and financing options to help make treatment more accessible. Our billing specialists are here to walk you through your options and answer any questions you may have about costs and payments.

At Conceptions Fertility Center, we know that starting your fertility journey is a significant emotional and financial decision. Many patients focus on the primary expenses—such as IVF cycles or fertility medications—but are surprised to discover additional, less obvious costs that insurance may not fully cover.

One common area where hidden costs arise is diagnostic testing. While your insurance might cover initial bloodwork or ultrasounds, more specialized assessments—like genetic screening, advanced hormone testing, or comprehensive semen analysis—may not be fully reimbursed. At Conceptions Fertility Center, we provide transparent pricing and will help you understand which diagnostic tests are essential for your personalized care plan and what your expected out-of-pocket expenses might be.

Consultations with our fertility specialists can also incur separate fees, especially if you seek a second opinion or more in-depth counseling. We encourage our patients to consult with our billing team in advance, so there are no surprises when it comes to consultation costs.

Fertility medications are another area where insurance coverage can vary widely. Some plans may only cover certain medications, limit quantities, or require you to use specific pharmacies. Since treatment protocols often change based on your response, the need for multiple cycles or medication adjustments can further impact your budget. Our financial counselors can help you anticipate these expenses and explore potential discount programs for medications.

At Conceptions Fertility Center, we understand that navigating insurance coverage for fertility treatments can be confusing and, at times, frustrating. If your insurance company denies a claim for services such as consultations, diagnostic testing, IVF, or other fertility treatments, it means they have decided not to pay for the specific service, medication, or procedure you or your provider requested. This can happen for several reasons, including lack of coverage for fertility services, missing or incomplete information, questions about medical necessity, or issues with how the claim was submitted.

When you receive a denial, review the Explanation of Benefits (EOB) or the denial letter from your insurer. This document explains why your claim was denied—whether it was due to an administrative error (like incorrect coding), missing documentation, or because your plan does not cover certain fertility treatments.

Many times, denials result from simple mistakes or missing information. In these cases, the billing specialists at Conceptions Fertility Center can resubmit the claim with the necessary corrections or additional details.

Throughout this process, keep copies of all communication with your insurer, as well as any bills and medical records. The billing office at Conceptions Fertility Center is here to support you every step of the way. We also encourage you to reach out to patient advocates or your state’s insurance department if you need additional assistance.

Fertility care is an important and personal journey. For more information, please contact us today or book an appointment online. We serve patients from Provo UT, Orem UT, Mapleton UT, Vineyard UT, Highland UT, Alpine UT, Lehi UT, Draper UT, Sandy UT, South Jordan UT and surrounding areas.