Financial Guidance

Affordable care

We believe that fertility treatment should be affordable for any couple seeking to grow their family.  More and more insurers are covering fertility treatment costs, but regardless of coverage, Conceptions Fertility Center is committed to cost-effective treatment, financial transparency and shared financial decision making, and easy-to-understand payment options. Over the course of a family’s lifetime, fertility treatment should be a tiny fraction of the cost of raising a family.  Our job is to make this doable while your fertility is highest, which is generally right now.


Basic Diagnostics and Fertility Treatments

New Patient Consultation


Sonohysterogram (SIS)


Hysterosalpingogram (HSG)


Semen Analysis
w/ Kreuger Morphology


Pelvic Ultrasound, Complete


Ultrasound Follicle Monitoring


Sperm Prep Only
(for IUI with referring doctor)


Assisted Reproductive Technologies

In-vitro Fertilization (IVF)

  • Administration
  • Monitoring
  • Egg Retrieval
  • Insemination
  • Embryo Culture
  • Fresh Embryo Transfer
  • Embryo Freezing
  • First Month Storage

Frozen Embryo Transfer (FET)

  • Administration
  • Monitoring
  • Embryo Thaw
  • Fresh Embryo Transfer

Egg Freezing

  • Administration
  • Monitoring
  • Egg Retrieval
  • Anesthesia
  • Egg Freezing
  • First Month Storage

Intrauterine Insemination (IUI)

  • Administration
  • Monitoring
  • Proceedure

Additional Services:

*Outside lab fees not included typically $700-$2000

**Medications not included usually cost between $3,000-$6,000

Preimplantation Genetic Testing (PGT): $2,500

Service Details for Assisted Reproduction

  • Up to 7 Ultrasounds (typically 5-7 for IVF and 2-3 for FET)
  • Blood Work – includes but is not limited to estradiol, progesterone, first HCG level.
Cycle Teaching
  • You will be assigned an IVF coordinator who will hold your hand through your assisted reproduction cycle.
  • You will be given access to Engaged MD educational videos.
  • You will be taught how and when to give yourself injections.
Egg Retrieval Procedure
  • Ultrasound-guided Follicle Aspiration under sedation to retrieve eggs
  • Anesthesia is included.
  • Embryologist adds eggs and sperm together in the laboratory for fertilization.
  • In cases where additional assistance is needed for sperm to fertilize the egg, a specialized procedure called “ICSI”  (IK-see – Intra-Cytoplasmic Sperm Injection) is added. 
Embryo Culture
  • Embryos are allowed to grow for up to 6 days in a carefully controlled environment that mimics the womb.
  • AH (Assisted Hatching) – included cost if needed. AH is done with a technique requiring the use of microscopic tools and a microscope.
  • PGT (Preimplantation Genetic Testing) – additional cost to the global fee that has been discussed with your Provider prior to this agreement. The cost components associated with PGT are:
    • Biopsy, Freezing and Shipping by Conceptions…$2,500
    • Lab Testing by Outside laboratory …..……………$700-2000
Fresh Embryo Transfer
  • Final step in the process of assisted reproduction in which embryos are placed into the uterus with the intent to establish pregnancy
  • Freezing of extra embryos and storage for one month is included cost. 
  • Additional storage is $40/month.  
Medications – *not included*
  • Medications associated with your IVF cycle are not part of your Global Fresh IVF Fee. Estimated costs for such fees range from $3000 to $5,000 and are dependent upon multiple factors. Fees for medications will be paid directly to the pharmacy by you.
  • Complications of IVF treatment are rare.  Any reaction or illness that you may experience during your IVF cycle that are not “routine or normal” will be billed to your insurance under the signs and symptoms you are having. These claims may not be covered by your insurance.  If denied by the insurance, the claims will be your responsibility.

We believe fees of treatments should never stop our patients from wanting to expand their families. For this reason, we offer custom financing options for all infertility treatments.

We know some insurance companies don’t cover IVF treatments so we are here to help. We have stress free payment plans and fair pricing structures available.

Accepted Insurance

We work with most insurance companies, but every patient’s goals are unique. Contact your insurance company to learn more about your options or speak with our personal financial coordinator to help you determine a plan of action right for you. We are committed to providing all our patients with the financial guidance they need. If you have further questions, be sure to contact us.

  • Anthem Blue Cross Blue Shield

  • Federal Blue Cross

  • Select Health

  • United Health Care

  • Aetna

  • Cigna

  • Tall Tree Admin

  • Health SCOPE Benefits

  • UMR

  • Health Choice Utah

  • PEHP – Utah Public Employee Health Plan

  • University of Utah Health Plans

  • Mec Plus-HMA

  • Pacific Source Health Plans

  • Great-West Healthcare

  • Beech Street

  • HAS Health Plan

  • Health EZ

  • Humana

Resolve: The National Infertility Association is an incredible resource to get your family started. From insurance and financial guidance to employer benefits, Resolve will empower you with the tools to succeed.